Real estate and business funding on your timeline
PurpleBee Capital funds fix and flips, rentals, and bridge deals for investors — plus working capital, equipment financing, and business lines of credit for growing companies. Asset and revenue based underwriting, no tax returns, offers in 24 hours.
- 24–72
- Hours to fund
- 90%
- Max LTC
- $10K–$10M
- Funding amounts
Funding in 24–72 Hours
Business capital fast, and real estate closings in 7–10 days.
No Tax Returns
Asset and revenue based underwriting. We qualify the deal, not your W-2.
$10K to $10M
Up to 90% LTC on property and up to $5M in business working capital and more.
Direct Decisions
In-house capital and in-house underwriting. No middlemen.
About PurpleBee Capital
A lender that thinks like an owner
PurpleBee Capital is a direct private money, DSCR, and business capital lender serving real estate investors and small business owners nationwide. We were built by operators who have bought, rehabbed, and run businesses — so we understand that speed and certainty matter more than paperwork.
From your first flip to a 50-door portfolio, and from a single piece of equipment to a $5M line of credit, we structure financing around the asset, the revenue, and your growth plan. One point of contact, transparent terms, and a term sheet in 24 hours.
Real Estate Loan Programs
Capital for every strategy
Eight core real estate programs, each underwritten in house so you get a real answer the same day. Need capital for your business instead? See business funding.
Fix & Flip
Up to 90% of purchase and 100% of rehab, funded in draws.
12–18 months • Interest only
DSCR Rental
Qualify on property cash flow with no income documentation.
30-year fixed • DSCR 0.75+
New Construction
Ground-up financing for infill builds and spec homes.
Up to 85% LTC
Bridge Loans
Short-term capital to close fast and reposition the asset.
6–24 months
Multifamily
5+ unit acquisitions, value-add plays, and stabilizations.
Up to 75% LTV
Cash-Out Refinance
Pull equity from performing rentals to fund the next deal.
Up to 80% LTV
Portfolio Loans
Blanket financing across 5 to 500 doors under one note.
Single closing
Commercial Real Estate
Mixed-use, retail, office, and small-balance commercial.
Custom structures
Business Funding
Capital for your business, not just your properties
Contractors, trucking companies, medical practices, restaurants, retailers, and service businesses use PurpleBee Capital for working capital, equipment, and revolving credit. Most approvals come back the same day, with funding in 24 to 72 hours.
Business Term Loans
Lump-sum capital for expansion, hiring, marketing, or acquisition.
$25K–$5M • 6–60 months
Business Line of Credit
Revolving credit you draw on only when you need it, and repay as you go.
$10K–$500K • Draw anytime
Equipment Financing
Finance new or used equipment with the equipment itself as collateral.
Up to 100% • 2–7 years
Commercial Truck & Fleet
Trucks, trailers, box vans, and fleet upgrades for owner-operators.
Titled collateral
Working Capital
Fast revenue-based capital to cover payroll, inventory, and cash gaps.
Funding in 24–72 hrs
Invoice Factoring
Turn unpaid invoices and receivables into cash without new debt.
Up to 90% advance
SBA Loans
Longer terms and lower payments for established, qualifying businesses.
Up to 10 years
Startup Funding
Credit-based startup capital and 0% intro card stacking for new ventures.
$10K–$150K
Minimum requirements
6+ months in business, $10K+ monthly revenue, 550+ FICO on most programs.
What we'll need
A one-page application and 3–6 months of business bank statements. No tax returns on most files.
How fast
Up to same-day approvals, funds wired in as little as 24 hours.
Client Results
Investors who kept their timeline
“We closed a duplex in eight days when our bank was still asking for tax returns. PurpleBee is now our first call on every deal.”
“The DSCR refinance let me pull out enough equity to buy two more rentals the same quarter. Terms were exactly what the term sheet said.”
“Draw requests were funded in 48 hours every single time. That reliability is the whole ballgame on a construction timeline.”
FAQ
Questions, answered plainly
Our Process
Five steps from application to funded
- 01
Submit your deal or application
Send the property details, or your business type, revenue, and use of funds — online or by phone.
- 02
Get a term sheet or offer
We underwrite the asset or your bank statements and send pricing and terms within 24 hours.
- 03
Sign and send documents
Accept the terms; we order appraisal and title on real estate, or verify banking on business files.
- 04
Underwriting & approval
In-house underwriting clears conditions with one point of contact throughout.
- 05
Close and fund
Real estate wires at closing. Business funding hits your account in as little as 24 hours.
Your next deal or growth move is waiting on funding
Real estate loans, working capital, equipment, and lines of credit. Get a no-obligation offer in 24 hours from a real underwriter, not a call center.